Full-Day Classroom Seminar
Personal Finance and Investment Planning
Build better money habits, manage debt, invest wisely and plan for long-term financial well-being.
A practical online training programme focused on budgeting, financial goals, emergency funds, debt management, insurance, saving, investing, tax planning, retirement and personal financial action planning.
The Programme
Programme Overview
Introduction
Course Overview
Many individuals earn regularly but still struggle with budgeting, expense control, debt repayment, credit cards, emergency funds, insurance decisions and long-term financial planning. Without a clear understanding of personal finance, people may make unsuitable financial choices or delay important goals such as education, home ownership and retirement.
This programme helps participants build a strong financial foundation by assessing their present financial position, setting short-, medium- and long-term goals, managing expenses, understanding debt and credit, evaluating insurance needs, and learning the basics of saving and investing. It also introduces tax planning, portfolio review, rebalancing and personal financial action planning for long-term financial well-being.
Outcomes
What You Will Learn
- Assess your present financial position and financial habits.
- Set short-, medium- and long-term financial goals.
- Prepare a practical monthly budget and manage expenses.
- Build an emergency fund and maintain adequate liquidity.
- Understand good debt versus unproductive debt.
- Manage loans, EMIs, credit cards and credit scores.
- Prioritise and plan debt repayment.
- Understand the role of health, life and general insurance.
- Understand risk, return, inflation and compounding.
- Prepare a personal financial action plan for long-term financial well-being.
Methodology
How We Teach
- Practical discussion on personal financial habits and money management challenges.
- Goal-setting exercises for short-, medium- and long-term financial priorities.
- Budgeting and expense-management practice.
- Debt, EMI, credit card and credit score management discussion.
- Comparison of common saving and investment options.
- Discussion on tax planning, retirement planning and long-term goals.
- Personal financial action plan preparation for continued application.
The Outcome
Impact & Audience
For the Organization
Organizational Impact
- Improve employee financial awareness and personal money management confidence.
- Support better financial discipline through budgeting, saving and debt-management habits.
- Reduce financial stress by helping participants understand emergency funds, liquidity and insurance.
- Encourage responsible financial decision-making around credit cards, loans and EMIs.
- Build awareness of long-term planning for education, home ownership and retirement.
- Promote financial well-being through structured action planning.
For the Individual
Personal Impact
- Gain clarity on your current financial position and money habits.
- Learn how to set realistic financial goals.
- Improve your ability to manage expenses and prepare a monthly budget.
- Understand how to manage debt, loans, EMIs and credit cards better.
- Learn the basics of saving and investing for wealth creation.
- Create a personal financial action plan for long-term financial well-being.
Audience
Who Should Attend
- Employees and Working Professionals: To build stronger financial habits and manage personal money decisions better.
- Young Professionals: To start budgeting, saving, investing and goal planning early.
- Managers and Executives: To improve personal financial discipline and long-term planning.
- Individuals Managing Loans or Credit Cards: To understand debt repayment, EMIs and credit score management.
- Individuals Planning Future Goals: To plan for education, home ownership, retirement and other long-term priorities.
- Anyone New to Personal Finance: To understand budgeting, insurance, investments, tax planning and financial action planning in a practical way.
Curriculum
Course Outline
Session 1: Building a Strong Financial Foundation
- Assess your present financial position.
- Review your current financial habits.
- Set short-term financial goals.
- Set medium- and long-term financial goals.
- Prepare a practical monthly budget and manage expenses.
- Build an emergency fund and maintain adequate liquidity.
Session 2: Managing Debt, Credit and Financial Risks
- Understand the difference between good debt and unproductive debt.
- Manage loans more effectively.
- Understand EMIs and their impact on personal finances.
- Manage credit cards responsibly.
- Understand credit scores and their importance.
- Understand the role of health, life and general insurance.
Session 3: Saving and Investing for Wealth Creation
- Understand risk and return in personal investing.
- Understand the impact of inflation on savings and investments.
- Understand the power of compounding.
- Compare fixed deposits, PPF and EPF.
- Compare mutual funds, equities and gold.
- Use SIPs and asset allocation for disciplined investing.
Session 4: Tax, Retirement and Long-Term Financial Planning
- Understand basic income-tax planning.
- Review available tax deductions.
- Plan for major goals such as education.
- Plan for home ownership and retirement.
- Review and rebalance an investment portfolio periodically.
- Prepare a personal financial action plan for long-term financial well-being.
Faculty & Inclusions
Your Trainer
Faculty
Instructors Details
The programme is designed to be led by instructors with practical knowledge of personal finance, budgeting, financial goal setting, emergency funds, debt management, credit cards, credit scores, insurance, saving, investing, tax planning, retirement planning and portfolio review.
What's Included
Certificates & Inclusions
- Certificate and inclusions to be confirmed as per programme format.
- Practical learning on budgeting, expenses and financial goal setting.
- Discussion on debt, credit, insurance, savings and investment options.
- Long-term planning focus covering tax, education, home ownership and retirement.
- Personal financial action plan for long-term financial well-being.
Express Interest
Register Your Interest
Dates for the next batch are being finalised. Tell us what you need and we will come back to you with a schedule — and priority access when booking opens.
Need assistance? Our programme advisors are here to help.
Get in TouchNeed Assistance?
Talk to a Programme Advisor
Have questions about your specific industry, or want to enquire about group discounts? Reach out to our programme coordinators directly.
Or register by e-mail
register@princetonacademy.co.inFor Teams
Corporate In-House Training
Have a large HR and Finance team? Standardize your compliance across all locations by training your entire team at once.
Request a Custom In-House ProposalSchedule
Upcoming Personal Finance and Investment Planning Sessions
No upcoming sessions are scheduled right now — please check back soon, or contact us directly.
Questions
Frequently Asked Questions
The programme focuses on personal finance and investment planning, including budgeting, financial goals, debt, credit, insurance, saving, investing, tax planning and retirement planning.
Yes. Participants learn to assess their financial habits, prepare a practical monthly budget and manage expenses.
Yes. The programme covers good debt versus unproductive debt, loans, EMIs, credit cards, credit scores and debt repayment planning.
Yes. Participants learn about risk, return, inflation, compounding, fixed deposits, PPF, EPF, mutual funds, equities, gold, SIPs and asset allocation.
Yes. The programme includes preparation of a personal financial action plan for long-term financial well-being.
